Mortgage Rates Wednesday July 23, 2008

National	Average Rate*	Points	APR
30-Year Fixed	6.750%	1.023	6.931%
15-Year Fixed	6.125%	1.395	6.475%
ARM	6.500%	2.382	6.005%
	* Conforming FNMA Loan Amount

H. A. Edwards is a locally owned Real Estate Agency

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